Multiple Myeloma and Social Security Disability
Multiple myeloma can be a devastating and painful condition to live with. Those who are diagnosed with this cancer are usually unable to work, not only because of the symptoms that the cancer causes in and of itself, but also because of the side effects produced by the necessary treatment. The inability to work leads to a loss of income and lack of health insurance, which doesn't bode well for those who are facing such extraordinary disability-related medical bills. If you or someone you know have been diagnosed with multiple myeloma, you may be wondering how the condition qualifies for Social Security Disability benefits. The following information will help you understand the disability claim process and how the Social Security Administration reviews claims based on a diagnosis of the disease.
Multiple Myeloma Condition and Symptoms
When a person is suffering from multiple myeloma, the plasma cells that help the body fight disease and infection begin growing out of control. These cells are located in the bone marrow of the body and form bone tumors within the solid bone areas. The tumors interfere with the body's ability to make red blood cells, platelets and white blood cells. This results in anemia, which results in the patient being more prone to infection and producing abnormal bleeding.
As a case of multiple myeloma develops, the disease eventually results in severe pain and destruction of the bones. The severity of the specific symptoms that an individual may experience will vary depending on the size and location of the tumors. For example, tumors located on the spine may result in paralysis. Other symptoms of multiple myeloma can include fevers, fatigue, shortness of breath, unexplained fractures and weakness of the arms and legs.
Unfortunately, there is no cure for multiple myeloma. When a doctor treats a patient who has developed this disease, the treatment is usually focused on relieving the symptoms of the condition and avoiding complications in order to prolong life. Radiation therapy, bone marrow transplants or stem cell transplant may be considered in severe cases of multiple myeloma that have progressed beyond the initial stages.
Filing for Social Security Disability with Multiple Myeloma
Multiple myeloma is listed as a qualifying disabling condition in the Social Security Administration's Medical Listings under Section 13.07. According to the guidelines published under this section, an individual may qualify for Social Security Disability benefits if they have been diagnosed with multiple myeloma, as well as the diagnosis has been confirmed by appropriate serum or urine protein electrophoresis and bone marrow findings. The applicant must also have failed to respond to initial antineoplastic therapy. If the Social Security Disability applicant has undergone a bone marrow or stem cell transplant, they will be considered disabled for at least twelve months following the date of the transplant. After that time period, the SSA will evaluate any residual impairment to determine whether or not continuing Social Security Disability benefits is warranted.
Because multiple myeloma has been included in the SSA's Blue Book of disabling conditions, those who are diagnosed with the condition and meet the published guidelines will have an easier time qualifying for Social Security Disability benefits. In order to ensure that you have the best chance of being approved for benefits during the initial stage of the application process, you will need to provide the Social Security Administration with a complete copy of your medical records. These records should include lab results and treatment histories, as well as written statements from your treating physicians.
If your specific case of multiple myeloma does not meet the SSA's specific Blue Book guidelines, you may still qualify for disability benefits if you can prove that you are unable to work due to your condition. This may mean that your initial application for benefits will be denied, but you will likely be able to prove your case through the pursuit of a disability appeal.
Multiple Myeloma and Your Social Security Disability Case
Because multiple myeloma is covered under the Social Security Administration's Medical Listings, your chances of receiving an approval of your initial disability claim are good as long as your case meets the specific guidelines set forth by the SSA's Blue Book. However, if there is any question as to whether or not your condition meets the Blue Book Section 13.07; or if there is any question as to whether or not you can perform any type of substantial gainful work activity, your initial claim for disability benefits may be denied.
If your initial claim for Social Security Disability benefits is denied, it is important that you consult with a Social Security Disability attorney or advocate as soon as possible. These professionals will work with you to prove your case to the Social Security Administration. They will help you gather the necessary medical evidence and may retain expert witnesses to testify on your behalf at your disability hearing. Statistically, your chances of being awarded Social Security Disability benefits are much greater with proper representation.
To learn more about filing for SSD benefits with multiple myeloma or to learn more about working with a Social Security Disability lawyer, simply fill out the form for a free evaluation of your disability case.
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